Electricity Bill Calculator (India)
Calculate your monthly domestic power bill across Maharashtra (MSEDCL), Karnataka (BESCOM), Delhi (BSES), Uttar Pradesh (UPPCL), and Tamil Nadu (TANGEDCO). Includes Gruha Jyothi, Delhi subsidies, telescopic slabs, and smart appliance wattage estimator.
Found on bill top (e.g., 2kW, 3kW, 5kW)
Affects fixed charge in Maharashtra
Simulates state subsidy waivers (e.g. Karnataka Gruha Jyothi or Delhi 0-bill threshold).
Itemized Bill Breakdown
Slab 2 ActiveNo saved calculations yet. Click "Save Scenario" above.
💡 Next Steps for Smart Household Budgeting
Electricity costs are a major household operational expense. If you are planning an electric vehicle upgrade, use our free EV vs Petrol Car 5-Year Ownership Calculator to compare ₹1.07/km charging costs vs petrol. For salaried professionals managing utility deductions, check your monthly take-home salary via the In-Hand Salary Calculator, generate valid Rent Receipts with Landlord PAN, or analyze mortgage prepayments with our Home Loan Prepayment Calculator.
Understanding Your Electricity Bill in India
Most state electricity distribution companies (Discoms) in India bill residential consumers under telescopic tariffs. This means your total consumption is divided into successive consumption brackets: the first 100 units are billed at the lowest rate, the next 200 units at a moderate rate, and consumption beyond 300 or 500 units at the highest commercial-tier rate.
Beyond raw energy consumption, four additional charges dictate your final electricity bill:
- Fixed Demand Charges: A statutory charge payable every month regardless of whether you consume electricity. In Maharashtra (MSEDCL), this is fixed at ₹128/month for single-phase connections; in Karnataka (BESCOM) and UP (UPPCL), it is billed at ₹110 per kW of sanctioned connected load.
- Fuel Adjustment Charges (FAC / FPPCA / PPAC): A variable tariff component adjusted monthly or quarterly to reflect fluctuations in coal, railway freight, and power purchase agreements.
- State Electricity Duty (ED): A tax levied by state governments under State Electricity Duty Acts (e.g. 16% in Maharashtra, 9% in Karnataka, 5% in Delhi and Uttar Pradesh).
- Government Subsidies: Welfare schemes such as Karnataka's Gruha Jyothi (granting up to 200 free units based on historical averages) and Delhi's domestic power subsidy (zero bill up to 200 units).
2025–26 State Domestic Tariff Comparison
| State / Discom | Slab 1 (0–100 U) | Slab 2 (101–300 U) | Slab 3 (301–500 U) | Fixed Charges | State Duty |
|---|---|---|---|---|---|
| Maharashtra (MSEDCL) | ₹4.41 | ₹9.64 | ₹13.61 | ₹128/mo (1-Ph) | 16.0% |
| Karnataka (BESCOM) | ₹4.75 | ₹7.00 | ₹7.00 | ₹110/kW | 9.0% |
| Delhi NCR (BSES / TPDDL) | ₹3.00 (0-200) | ₹4.50 (201-400) | ₹6.50 (401-800) | ₹20–₹140/kW | 5.0% + PPAC |
| Uttar Pradesh (UPPCL) | ₹5.50 (0-150) | ₹6.00 (151-300) | ₹6.50 | ₹110/kW | 5.0% |
| Tamil Nadu (TANGEDCO) | ₹0.00 (Free 100U) | ₹4.60 (101-400) | ₹6.15 (401-500) | Included in tariff | 5.0% (Bi-Mo) |
5 Practical Hacks to Avoid the Higher Electricity Slab
Every 1°C increase in AC thermostat reduces power consumption by 6%. Running your AC at 24°C instead of 18°C saves approximately 35–45 units per AC each month.
A 2000W geyser uses 1 unit of electricity every 30 minutes. Leaving it on for 2 hours daily consumes 60 units/month (₹500+). Use an automatic 20-minute plug timer.
In states like Maharashtra, crossing 300 units pushes subsequent units from ₹9.64 to ₹13.61/unit—a massive 41% rate penalty on every extra unit.
If your connected load is listed as 5 kW but your peak requirement never exceeds 3 kW, reducing sanctioned load saves up to ₹2,640/year in fixed demand charges.